IVF Treatments Costs

  • Home
  • IVF Treatments Costs

Affordable IVF Financing Now Available Through BOV

At Hope Fertility & IVF, we believe that financial concerns should never stand in the way of your dream of parenthood. That’s why we’ve partnered with Bank of Valletta (BOV) to offer exclusive IVF financing options—so you can focus on what truly matters.

BOV Personal Loans

Key Benefits

  • Free Life Cover – Loan balance protection at no extra cost.*¹
  • Low Interest Rates – Designed to make IVF treatment more affordable.
  • Flexible Repayments – Spread payments over up to 15 years to suit your budget.*²

How It Works

1️⃣ Free Information Session – Meet with our team at Hope Fertility & IVF to discuss your treatment options.
2️⃣ Apply with BOV – Visit any BOV branch or click here for the loan application.
3️⃣ Start Treatment – Once approved, proceed with your IVF journey with a structured payment plan in place.

*1  Benefit of the free life cover applies on the loan balance up to a maximum of €25,000 per loan until age 69 (inclusive) or until loan account is closed, whichever is the earlier. All loans are subject to normal bank lending criteria and final approval from the Bank. The term of the loan must not go beyond retirement age.

*2 Terms & Conditions apply. Issued by Bank of Valletta p.l.c. 58, Triq San Żakkarija, Il-Belt Valletta VLT 1130. Bank of Valletta p.l.c. is regulated by the MFSA and licensed to carry out the business of banking in terms of the Banking Act (Cap. 371 of the Laws of Malta).

Disclaimer: Bank of Valletta p.l.c. of 58, Triq San Żakkarija, Il-Belt Valletta VLT 1130 is regulated by the MFSA and licensed to carry out the business of banking in terms of the Banking Act (Cap. 371 of the Laws of Malta).

Why Choose Hope?

Malta's leading fertility clinic, focused on you and your journey
Private Clinic

Private Clinic

While we collaborate in the treatment of publicly funded patients, we clearly differentiate ourselves from the public hospital through our patient-centered approach and service model.
We offer our eligible patients multiple treatment attempts with a single payment and full reimbursement if pregnancy is not achieved.
Patient Experience

Patient Experience

No waiting lists (which increases your chances of success)
Continuous and responsive communication with patients
Personalized treatment plans
Comprehensive emotional support throughout the fertility journey
All embryo transfers are performed on day 5+.
High Pregnancy Success Rate

High Pregnancy Success Rate

EPA data demonstrates that Hope achieves significantly higher pregnancy rates compared with the public hospital option.
Reinforcing our position as the leading fertility provider in Malta.
At Hope, our IVF Guarantee Program achieved a proven 97% success rate as of 2025.
75% of our patients have a successful pregnancy.

Free Information Session

With nearly 20 years experience in the IVF field, Bernice Coulton will be your initial point of contact at HOPE.

Bernice Coulton

Book a free information session to see how we can help, as well as, find out more about our IVF programs and our "no pregnancy - full refund guarantee".

Our team of IVF experts

From consultation to embryology, Hope IVF covers all aspects of the ART process to ensure you the best possible results.

Dr. Aytuğ Kolankaya

Dr. Aytuğ Kolankaya

Medical Director Read More
Dr. Christine Schembri Deguara

Dr. Christine Schembri Deguara

Consultant Read More
Nataliia Korotkevych

Nataliia Korotkevych

Senior Embryologist Read More

Happy Families

Do you have any questions?

Feel comfortable with us.